The Small Business Finance and Merchant Cash Advances Guide

AEX Commercial Financing Group



  • Merchant Cash Advance Programs

  • Short Term Commercial Loans

  • Small Business Finance Strategies

  • Working Capital Management Advice




Commercial Finance

Small Business Financing

Merchant Loans

Receivables Factoring

Special Working Capital Finance Reports

AEX Commercial Financing Group regularly publishes special reports and articles which address timely issues impacting small business owners and their business financing efforts.

The recent turmoil in banking has made it more obvious (and painfully clear in most cases) that business owners should not always rely on banks to be an effective source for working capital loans and small business financing. Based on these events, commercial borrowers might want to review some of our more recent discussions which cover a wide variety of timely business lending issues — new sources for short-term working capital, problems to avoid in refinancing business debt and changes in merchant cash advance programs (credit card factoring).

Here are titles for a few of our recent business finance and commercial real estate loan discussions:




The AEX Merchant Cash Advance and Small Business Finance Guide is published by AEX Commercial Financing Group. AEX is based in Ohio and provides working capital funding assistance throughout the United States.
  • AEX provides a successful and advanced approach for avoiding business loan problems.
  • AEX Merchant Cash Advance Program $5000 to $300,000.
  • AEX Commercial Loan Program up to $25 million.
  • AEX uses an individualized and specialized business finance strategy for each borrower.

AEX has developed a Referral Fee Program that provides generous compensation to individuals such as business advisors and residential mortgage brokers referring business owners and borrowers to AEX.

AEX Commercial Financing Group publishes The Working Capital Journal.

AEX Commercial Financing Group offers a personalized approach to working capital management that is not commonly available to commercial borrowers. If you are a small business owner wondering why this should be important to you, we ask that you consider the quality and effectiveness of your current business finance advice: Do you have frequent discussions with an expert in commercial loans and business cash advances to help assess your business financing? Do you have regular conversations with a business loan and commercial real estate financing expert who provides you with advice that is both practical and candid?


 The Small Business Finance and Merchant Cash Advances Guide 

Merchant Cash Advance Programs



Some thoughts about merchant loans and working capital help from Stephen Bush, Founder and Chief Executive Officer for AEX Commercial Financing Group:

"Working capital strategies have become much more specialized. Even the most successful businesses frequently need more working capital cash than they can borrow via a business loan from a bank. What is usually overlooked by many business owners is a unique business finance opportunity to decrease credit card processing costs at the same time that they obtain a business cash advance via credit card financing.

AEX has built a solid working capital management reputation based upon candid advice for avoiding problems. This problem-oriented commercial finance experience is critical because it is especially important for business owners to avoid common credit card processing problems encountered with merchant financing programs and credit card factoring."

Two recent commercial finance reports published by AEX which should be of special interest to all small business owners are "New Directions for Small Business Finance Programs" and "What Went Wrong with Small Business Financing?"

Short-term Commercial Finance Programs —

  • Short-term working capital loans
  • Merchant cash advances
  • Refinance current lines of credit and/or payoff existing business cash advances

Long-term Business Financing —

  • Long-term commercial real estate loans
  • Business opportunity financing
  • Refinancing of existing long-term business debt


Up to $25 Million — AEX Commercial Mortgages and Commercial Financing

Working Capital Financing — Business Cash Advances — Short-Term Commercial Loans

Working Capital Loans Referral Fee Program


AEX Working Capital Financing Guide - Working Capital Cash

More information about AEX Commercial Loans - AEX Commercial Financing

Commercial real estate loan strategies - Business Financing

Improving credit card processing and working capital advances - Business Cash Advance

The AEX Commercial Real Estate Financing Guide - Commercial Mortgage Loans

Working Capital Management Strategies - Working Capital Journal


 The Merchant Cash Advance and Small Business Finance Guide 

A Special Business Cash Advance and Working Capital Loans Comment:

Many lenders (particularly those with a regional and local emphasis) have stopped or greatly reduced their business financing activities. With such increasing commercial loan uncertainties, our problem-finding and problem-solving expertise can be especially valuable for business owners.

As Steve Bush of AEX has observed, “Even with a chaotic working capital financing climate, it can be very difficult for business owners to know that they should seek expert advice. For borrowers who are beginning to face some of these complex uncertainties, our many AEX business loan reports combined with a personalized discussion should be a good first step.”

Please contact us for a candid evaluation of your current commercial financing.

Merchant Cash Advances

Small Business Finance

Merchant Financing Programs


Business owners wanting help with working capital loans should contact Stephen Bush (Founder and Chief Executive Officer - AEX Commercial Financing Group) for candid, individualized and practical advice. Please see "Contact AEX" page for more contact options.

Stephen Bush — (937) 780-4030




Merchant Financing

Twitter Small Business Finance Updates


 The Merchant Cash Advances and Small Business Finance Guide